Hi, and welcome to the community,
You are right, lot of users gave me this feedback about points.
- It is complicated.
- It is difficult to estimate the cost of a project.
If you subscribe an account, you have unlimited access to the builder, so you are sure of the price.
In a very close future, it is possible I totally change the politic in order to simply avoid the 'points' concept.
If you never heard about databases, this tool can be difficult to handle, I agree.
But if you already have experience with 'Microsoft Access' for example, or with whatever database system, Cook should not be a problem for you, even if you are not experienced in PHP. Definitively.
Obviously, if you are not experienced at all in PHP, your project will be limited to the strict functionalities of Cook. Nothing more.
If you already choosed for a Joomla technology, Cook Self Service is maybe one of the best tool that can write such components in a simple, fast and ergonomic way.
If you don't want to write PHP, I think you are searching for artificial intelligence.
The more functionalities Cook will handle, the more complicated will be the interface.
Our politic is about simplicity of use.